AccessSaver

SecureNet

Total Health*

$39.95 per month for household

CashBack Saver

Business & Consumer Services

AmeriPlan Tax & Money Matters (ATM²) Club

Individual Plans

Dental Plus
$14.95 per month for individual / $19.95 per month for household

The AmeriPlan® Dental Plus program gives you immediate savings on Dental, Vision, Prescription, and Chiropractic services.

AmeriPlan Dental Plus™ gives you immediate savings. Join today and you can see your dentist immediately! There are no limits to how many visitor services you can use. As a member of AmeriPlan®, your dentist will reduce his rates up to 80%! Your benefits include:

Orthodontics (braces) for both children and adults. Cosmetic Dentistry such as bleaching or aesthetic bonded finishes in selected markets. All Specialists: Periodontists, Endodontists, Pedodontists, Oral Surgeons, Orthodontists & Prosthodontists. All ongoing dental/medical problems (conditions) are accepted except dental and orthodontic treatment in progress, even if you've had a dental problem for a long time.

AmeriPlan Dental Plus
$14.95 per month for individual / $19.95 per month for household

The AmeriPlan® Dental Plus™ program gives you immediate savings on Dental, Vision, Prescription, and Chiropractic services.

• No paperwork, no insurance companies to deal with.
• Toll-free number to locate independent and chain-participating network providers.
• No waiting period before you can use the Program.
• No limits to the number of visits.

• Choose from almost 30,000 dental providers in the AmeriPlan® network.
• 25% to 80% savings on dental procedures performed by a Program dentist.
• Special savings on specialist work such as braces, oral surgery, root canals, gum treatment and children's dentistry.
• All ongoing dental problems are accepted except for orthodontic treatment in progress.

• More than 12,000 optical providers nationwide including most national chains such as LensCrafters, Pearle Vision, Sears and JC Penney.
• Save 20% to 60% on all frames, lenses, tints, scratch-resistant coatings and ultra-violet protection.
• Save from 10% to 55% on ophthalmology eye exams and LASIK surgery with certain providers in selected markets.
• Special savings on replacement contact lenses from 10% to 40% including daily wear, extended wear, disposable, tinted, bifocals and gas permeable.*
• Save 10% to 20% on contact lenses (excluding disposables) at participating retail locations.
• 30-Day unconditional money-back guarantee on all merchandise.

• More than 56,000 retail pharmacy locations across the country**, including most national chain pharmacies, such as CVS, Wal-mart, Target and Walgreens participate in the AmeriPlan® program.
• Save 10%-85% on most brand name and generic prescription drugs***
• Save on over the counter medications, smoking cessation aids and diabetes supplies***
• Special savings on most high-volume and maintenance-type drugs.****
• Most prescription drugs are included both at the retail pharmacy and by mail order.

• 30%-50% savings on chiropractic care through our network of more than 7500 private chiropractors.
• Free initial consultation.
• 50% savings on diagnostic services and x-rays (if necessary).
• 30% savings on treatments and most other services.

* Available through mail order program only. Mail order contacts not available in NJ.

** Discounts available only at participating pharmacies.

*** You may not receive a savings on some high-volume or maintenance-type drugs since these medications may have already been reduced at the pharmacy level.

**** Available through mail order program.

Basic Wellness
$14.95 per month for household

The AmeriPlan Basic Wellness program gives you immediate savings on Vision, Prescription, NuseLine and Hearing services.

• More than 12,000 optical providers nationwide including most national chains such as LensCrafters, Pearle Vision, Sears and JC Penney.
• Save 20% to 60% on all frames, lenses, tints, scratch-resistant coatings and ultra-violet protection.
• Save from 10% to 55% on ophthalmology eye exams and LASIK surgery with certain providers in selected markets.
• Special savings on replacement contact lenses from 10% to 40% including daily wear, extended wear, disposable, tinted, bifocals and gas permeable.
• Save 10% to 20% on contact lenses (excluding disposables) at participating retail locations.
• 30-Day unconditional money-back guarantee on all merchandise.

AmeriPlan Vision® discount program gives you immediate savings. There are no limits to how many visits you can make. You know the discount amount you will pay. No paperwork, no insurance company to deal with. As a member of AmeriPlan®, your optical provider will reduce his rates 10% to 60%! Your discount advantages include: More than 12,000 optical providers nationwide including most national chains such as LensCrafters, Pearle Vision, Sears and JC Penney. Save 20% to 60% on all frames, lenses, tints, scratch-resistant coatings and ultra-violet protection. Save from 10% to 55% on ophthalmology eye exams and LASIK surgery with certain providers in selected markets. Special savings on replacement contact lenses from 10% to 40% including daily wear, extended wear, disposable, tinted, bifocals and gas permeable.* Save 10% to 20% on contact lenses (excluding disposable) at participating retail locations. 30-Day unconditional money-back guarantee on all merchandise. Toll-free number to locate independent and chain-participating network providers. * Available through mail order program only. Mail order contacts not available in NJ.

AmeriPlan Chiropractic® discount program gives you immediate savings. There are no limits to how many visits you can make. You receive instant savings with no paper work. As a member of AmeriPlan®, your Chiropractor will reduce his rates up to 50%! Your benefits include:
	More than 7,500 participating doctors in chiropractic network. Free initial consultation. 50% Savings on all diagnostic services. 50% Savings on all required x-rays. 30% Savings on treatment and most other services. Toll-free number to locate participating network chiropractors.

AmeriPlan Prescription® discount program gives you immediate savings. Join today and save up to 10%-85% on your prescription*! More than 56,000 retail pharmacy locations nationwide, including most national chain pharmacies, such as CVS, Walgreens and Target, participate in the AmeriPlan® program. Also save at thousands of independent pharmacies nationwide. Your Benefits include:
	Save 10%-85% on most brand name and generic prescription drugs.* Most prescription drugs are included both at the retail pharmacy and by mail order. Save on over the counter medications, smoking cessation aids and diabetes supplies** Special Savings on most high-volume maintainance type drugs.** Toll-free number to locate independent & chain-participating pharmacies. No cost prescriptions - you may qualify for AmeriPlan Prescription Advocacy Program.
AmeriPlan Health™ offers two health care programs, Basic Wellness and Total Health™, designed to fit your needs. As a member of either of these plans, your medical bills can be reduced up to 50%! Your Basic Wellness program includes: Access to thousands of Optical Providers Nationwide, Retail National chains and Independent Pharmacies, Highly Qualified Registered Nurses, Audiologists and Hearing Specialists at reduced rates. Immediate access to health care professionals through AmeriPlan's telemedicine program, NurseLine. Your Total Health™ program includes: Access to thousands of Primary Care Physicians and Specialists, ancillary medical services and mental health services at reduced rates. All ongoing medical problems accepted. Patient advocacy service for hospital costs over $2,500. Unlimited 24/7 access to Nurseline at no additional cost Plus, AmeriPlan's Dental Plus™ program which includes dental, vision, prescription and chiropractic care. * A Bonus Program (Total Health Plus™) of non-medical products including AmeriPlan® Identity Theft (administered by CLC), AmeriPlan® Legal (administered by CLC), and AmeriPlan® Drive America Auto Club (administered by the United States Auto Club, Motoring Division)

Total Health™ - Only $39.95 per month

Ameriplan Total Health™ includes a robust medical discount program ina addition to all the immediate savings of Dental Plus™ and Basic Wellness™

• Includes all the features of AmeriPlan Dental Plus and Basic Wellness

• No waiting period
• No pre-authorization for treatment required.
• No paperwork
• Instant Savings
• Specialist included (Where available).
• Cosmetic surgery is included (Where available)
• No age limit.

Ancillary Services:

• Physical Therapy.
• Laboratory procedures.
• Imaging Centers
• Hearing Services
• Mental Health Services
• Diabetic Supplies

Hospital Advocacy:
Should you need to be hospitalized and the anticipated charges exceed $2500, an advocate is assigned to negotiate the best possible fees for the hospital services. There is a three-day waiting period from the acitve date of your membership to utilize this program.

Podiatry Services:
Foot and ankle specialists provide comprehensive management, through medical or surgical methods, of a wide variety of problems that affect foot and ankle function.

Prescription

• More than 56,000 retail pharmacy locations across the country, including most national chain pharmacies, such as CVS, Wal-mart, Target and Walgreens participate in the AmeriPlan® program.
• Save 10%-85% on most brand name and generic prescription drugs
• Save on over the counter medications, smoking cessation aids and diabetes supplies.
• Special savings on most high-volume and maintenance-type drugs.
• Most prescription drugs are included both at the retail pharmacy and by mail order.

• NurseLine is staffed with high qualified, registered nurses giving you and your included household members immediate unlimited access to healthcare professionals.
• Unlimited24/7 access to NurseLine at no additional cost for members of an entire household by calling a toll-freenumber.
• A licensed, registered nurse will address your immediate healthcare issue and will advise as appropriate for aregistered nurse.
• If the registered nurse does not feel that the health issue is one that can be taken care of at the RN level, they will refer the member to the hospital emergency room .
• A complete medical history will be obtained by the RN and will be maintained on file for futurere ference, if necessary.
• AmeriPlan offers this valuable service to our members for anytime, anyplace access to important healthcare services and resources.

• More than 1700 locations throughout the United States, hand picked professionals dedicated to the highest level of professional and ethical standards.
• Basic Wellness Hearing services members can expect to save from 25% to 40% on their hearing services.
• Additional and significant discounts on hearing products available from Ear Professionals International Corporation (EPIC), a network of more than 2,500 audiologists and 750 physicians.
• Caring professional are available to diagnose and treat your hearing issues.
• AmeriPlan has created a hearing care network of more than 4,000 professionals across the country; service is available almost everywhere.

* NurseLine is administered by Optum Health Services.
** Basic Wellness Hearing Services is administered by Astrum Hearing and Ear Professionals International Corporation.AmeriPlan® SecureNet

Secure Net $24.95 per month

The AmeriPlan® SecureNet includes ID Theft Protection, National Child ID, Family Legal Plan, Roadside Assistance and Financial Services.

ID Theft Protection*

The Problem:

• ID Theft is the fastest growing crime in America.
• Affects almost 10 million Americans annually.
• Most programs do not provide comprehensive coverage.
• No one is immune!

The Solution:

• 24/7/365 days a year proactive monitoring of your Social Security Number.
• If your ID is ever stolen:
  • Identity Restoration Specialist ~ provides a plan of action.
  • A pre-completed, state-specific ID Recovery Kit overnighted to the member.
  • Credit report/fraud alerts placed with all three credit bureaus.
  • Notify banks or other agencies if member's social security card, driver's license, passport and/or debit/credit cards are stolen.
  • Six-month daily monitoring with all three credit bureaus from the date your ID is stolen.
  • Notify local authorities and assist in obtaining necessary reports.
  • Legal Services ~ at pre-negotiated discounted rates.
  • $25,000 ID TheftReimbursement Insurance coverage.

National Child ID

The Problem:

• 800,000 children reported missing each year.
• One child every 40 seconds.
• Less than 10% of families have a sample of their child's fingerprints.

The Solution:

• One Free Child ID kit featuring:
  • Inkless fingerprinting card with step-by-step instructions and practice area.
  • DNA cheek swab and collection envelope.
  • ID wallet card.
  • Purchase additional Child ID kit(s) at a discount.
• Only in-home fingerprinting kit approved by the FBI.
• Takes onlyfive minutes per child to complete.
• Store children's fingerprints and DNA at home.
• In case of emergency, the Child ID kit provides vital information to law enforcement.
• With over 25 million Child ID kits distributed, this is the largest child ID program in U.S. history.
• Endorsed by the National Child Identification Program, American Football Coaches Association (AFCA) and in partnership with the Federal Bureau of Investigation (FBI)

Family Legal Plan**

The Problem:

• 7 in 10 US households had a legal problem last year.
• Cost to hire an attorney can be expensive.

The Solution:

• Access to a nationwide network of attorneys.
• High-quality attorneys assist with any legal issue.
• Free and pre-negotiated discounted services.

Free Legal Services:

• Free preparation of a simple will with annual updates.
• Unlimited phone or office consultations.
• Letters or phone calls on the member's behalf for each new legal matter.
• Contract & document review(6 pages per legal matter).
• Assistance in solving problems with government programs, ie; INS and welfare.
• Plan attorneys will help members represent themselves in small claims court.
• Assistance in completing a Living Will.

Deeply Discounted Legal Services:

All Other Legal Services:

• $125 per hour or 40% discount.
• 10% discount on contingency fees.

RoadSide Assistance***

The Problem:

• Locked Out? Need a Tow? Out of Gas?
• You need fast, reliable roadside assistance.

The Solution:

• 24/7/365 days a year emergency assistance.
• 35,000 reputable service providers across the US.
• Simple $75 sign-n-drive service includes:
  • Towing
  • Winching
  • Battery Jump Start
  • Minor Roadside Adjustments
  • Flat Tire Assistance
  • Fuel Delivery
  • Lost key / Lockout Service
• Additional services at our pre-negotiated discounted rates.
• Reimbursement if out of service provider area.

Financial Services****

The Problem:

• 80% of all credit reports contain inaccuracies.
• Bad credit scores negatively affect loans and credit card rates.
• Bankruptcies have surged to more than 1 million.

The Solution:

• Bankruptcy Counseling ~ counselors help members understand bankruptcy options.
• Foreclosure Avoidance ~ access to a professional debt counselor to help identify options.
• Financial Education ~ access to an extensive library of financial resources.
• Substantial Discounts on the following services:
  • Credit Repair ~ for only $29 (reg. $99)SecureNet offers the primary member an up-to-six month proven credit repair service.
  • Debt Relief ~ reduce unsecured debts up to 60% in as little as 12-36 months, including a free debt consultation with a professional debt counselor.

* ID Theft Protection - The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Insurance Reimbursement Coverage is not available to residents of New York and may not be available in other jurisdictions. Identity Theft Protection is limited to the primary member.

** Family Legal Plan - Administered by Legal Club of America (LCoA). The description herein is a summary only. Please refer to Terms and Conditions for complete details. Non-member fees based on national averages provided by LCoA.

*** Roadside Assistance - Emergency Roadside services are provided to Roadside Protect, Inc. by Alliance Motor Club, policy number 048 246118. Terms and conditions apply. See your membership materials for full details. Maximum (3) service calls per year for $75 sign-n-drive.

**** Financial Services - Credit Repair/Debt Relief services are limited to the primary member.

About Us

It is very hard to believe that AmeriPlan as we know it began in 1992. In the early 90's, identical twin brothers Dennis and Daniel Bloom saw the need for a value-oriented discount fee-for-service dental program, and founded AmeriPlan Corporation. The business was an outgrowth of the demand for dental care services.

From the beginning, the demand for the services that AmeriPlan provides strengthened steadily. Soon Dennis and Daniel expanded their vision to include a broad array of high quality, affordable supplemental healthcare plans. To provide greater value to the consumer, they added prescription medication, vision, and chiropractic care to the program, at no additional charge.

Confident that they had assembled the right mix of programs, Dennis and Daniel looked for the most efficient and effective system for bringing them to the public. Through research, trial and error and perseverance, the brothers decided that by using the best features of the network marketing model, they could provide financial opportunity to thousands of people and bring these needed healthcare programs to the public.

AmeriPlan Corporation under the capable guidance of the Blooms and the staff of professionals that they have assembled, is now positioned as the nations' largest discount fee-for-service dental, vision, prescription and chiropractic program provider. Over the last few years the company has added medical programs to its lineup of services, including physician medical care, ancillary medical services, hospital advocacy and telemedicine. Most recently AmeriPlan has rolled out two new savings programs that focus on saving its members money in areas outside healthcare, such as family legal, financial (including credit repair and debt relief), ID theft protection, national child identification and roadside assistance services and everyday savings on things people use most, such as dining, automotive, recreation and shopping. AmeriPlan is truly living up to its mission of “Saving America... One Household at a Time.”

AmeriPlan Corporation and it's outstanding field sales force of Independent Business Owners are poised to reach new levels of achievement and growth, both personal and professional.

 

BUSINESS OPPORTUNITY - JOIN OUR TEAM AND GET FREE LEAD OF PEOPLE THAT HAVE REQUESTED INFO

FOUR EASY STEPS TO START EARNING APFLEX BONUSES

Step 1. Enroll into AmeriPlan’s FLEX Plan

There is no initial membership order required to become an IBO with AmeriPlan and create a Bonus Center in our FLEX Plan. For $49.95 per year, you receive your personalized APFlexPlus website, an online store to sell FreedomPass memberships, plus unlimited access to your APFLEX Back Office Management Support Center for 12 months.

Once you have completed your enrollment, you will be an Independent Business Owner (IBO) with AmeriPlan. This will create your FLEX Bonus Center (FBC) in order to generate our industry record-setting FLEX Bonuses. You can now begin building your business.

* Your FBC will not hold and accumulate volume in the FLEX Plan until it has been activated. (See “Activate Your Retail Business Center(optional)” for details.)

Step 2. Activate your FLEX Bonus Center (optional)

AmeriPlan is a membership driven company. FLEX and Matching Bonus overrides are based on the sale and use of our money-saving memberships. While there is no membership purchase required, your business will grow and flourish more quickly if you are a satisfied member and have money-saving stories to share with others. We recommend that you purchase a FreedomPass and then USE it, to SAVE money then SHARE your money saving stories with others. If you are successful with this simple strategy, you maximize your goals and the productivity of your business.

In order to hold and accumulate Bonus Volume (BV) generated from the sale of FreedomPass memberships within your downline in the FLEX Tree, an FBC must be activated. An activated FBC continues to hold and accumulate volume as long as it remains activated by meeting the one active FreedomPass maintenance requirement.

An IBO enrolled in the FLEX Plan maintains their Activation by:

1. Buying or selling one FreedomPass Membership,
2. Maintaining payment of the monthly $100 membership fee, and
3. On the annual anniversary date of their enrollment, pay the annual enrollment fee.

Once the IBO becomes activated, he/she begins to accumulate BV generated by the downline FreedomPass memberships sold in their Left and Right Teams in order to earn FLEX bonuses. Every time a FreedomPass membership is purchased, 100 Bonus Volume points (100 BV) are generated up the FLEX Tree.

FBCs without the single membership bought or sold do not hold any BV past the end of the weekly pay period in which they were generated. Each FLEX Bonus pay period runs from 12:00 Midnight Central Time each Monday (Sunday night) through 11:59 p.m. Central Time the following Sunday. All membership fees must be paid online by some form of credit/debit card that is approved prior to midnight Sunday night in order to accumulate for FLEX Bonuses that week.

Bonus Volume (BV)

AmeriPlan’s FLEX Plan is built around the need of our FreedomPass memberships being used by households across America. In order to keep the memberships competitively priced to the American consumer and to ensure a profitable residual direct commissions for our IBOs, we assign a point value (100 Bonus Volume or 100 BV) to each of the memberships sold, and the FLEX Bonuses are based on the accumulation of BV. AmeriPlan generally gives each membership the maximum points possible in the FLEX Plan and pays out an unheard of $0.90 of every dollar on the initial monthly membership fee in order to create the ideal balance between significant up front cash and maintain substantial direct residual commissions for our IBOs.

Step 3. Qualify your FBC and Earn all Bonuses with the FLEX Plan

To qualify your FBC to earn both FLEX Bonuses and Matching Bonuses from our FLEX Plan, you must personally sponsor two (2) IBOs – one on your Left Team and one on your Right Team. In order to count for qualification, these sponsored IBOs must be activated.

There are 2 bonuses to earn with our FLEX Plan:

1. FLEX Bonuses - $0.45 of every $1 generated through the payment of the first month’s FreedomPass membership fee on a weekly basis

You may begin to develop two teams under your FBC by introducing others to the AmeriPlan opportunity and our wonderful money saving FreedomPass memberships. As they enroll their FBCs under you, and generate the sales of FreedomPass memberships you will develop a Left Team and a Right Team. You can earn weekly FLEX Bonuses based on the sale of FreedomPass memberships through unlimited depth throughout your two teams as outlined below:

As mentioned, over time you will develop two Sales Teams, your Left Team and your Right Team. Typically, it is natural that one team will accumulate more or less BV in a given pay period than the other. The FLEX Bonus is calculated on the BV of your team with the lesser amount of total accumulated BV at the time of Bonus calculation based upon a 1/3-2/3 ratio. Once your FBC has been activated and has been qualified, you are eligible to receive FLEX Bonuses for every 900 in total BV generated by your Two Teams. When one team has generated 600 points in total Team BV (your 2/3 team or Power Team) and your other team has generated 300 points total Team BV (your 1/3 team or Pay Team), you will have completed a sales cycle and in turn will earn a FLEX Bonus. An FBC may complete unlimited sales cycles per week. Any “unused” or unpaid accumulated BV in any Team after the FLEX Bonus calculation will be carried forward for cycles in future weeks.

Example:  Your Left Team’s accumulated volume at the end of the week is 2,500BV and the Right Team’s accumulated volume is 5,000BV. Your Left Team leg is your 1/3 or Pay Team and your Right Team is your 2/3 or Power Team. Since the Pay Team’s accumulated BV of 2,500 is half of the accumulated volume in your Power Team, you take 2,500 and divide by 300 to generate 8 sales cycles with 100 BV to be carried forward for the following week. In addition, take 600 BV times the 8 sales cycles and subtract from 5,000 BV in the Power Team and you will have 200 BV to carry forward in your Right Team. After payment of FLEX Bonuses, the balance of volume in your Pay and Power Teams will be carried forward for future bonus calculations.

Now that you have calculated the number of sales cycles generated that week, your FLEX Bonus will be paid based on the following calculation:

* All volumes are calculated to unlimited depth. A FBC’s income is allowed to generate unlimited cycles per week. Thus, there is no “cap” on the amount of your potential weekly FLEX Bonus check

2. Unlimited Five-Level 100% Matching Bonuses - $0.45 of every $1 generated through the payment of the first month’s FreedomPass membership fee on a weekly basis

All weekly Matching Bonuses are paid on the FLEX Bonuses earned, in the same week, by the downline IBOs to the 5th Level in your Enrollment Tree down. Each personally enrolled IBO within the Enrollment Tree is considered on your 1st Level. Qualified IBOs are paid a 20% Matching Bonus weekly on all personally enrolled IBOs through unlimited width. Subsequently, when a personally enrolled IBO enrolls a new IBO thru unlimited width, that new IBO becomes your 2nd Level through unlimited width, and so on through five levels. You will receive a 20% Matching Bonus on every IBO through your first five levels that earned a FLEX Bonus that week. Unlimited sponsoring = unlimited checks.

Step 4. Ongoing Maintenance Requirements

This is a bonus program based on the sales of FreedomPass memberships only. IBOs may purchase a FreedomPass membership and create unlimited savings for the entire household by constant USE of the membership. In order to continue accumulating and holding BV in your FBC, and earning bonuses in the FLEX Plan, an IBO must maintain the membership that activated their FBC.

In the event that an FBC does not maintain the active membership, any accumulated BV will be “flushed“ and no bonuses will be earned during that month. In the event IBO reactivates their FBC by generating a new sale of a FreedomPass membership or restores the payment in full of the inactive membership after this has happened, the FBC will once again start to accumulate BV (no previously flushed BV will be reinstated) and FLEX and Matching Bonuses can be earned in the following weeks.

 

For Complete Details go to http://www.apflexplus.com/gr8solutions